텍사스 은행 유나이티드

Bank United of Texas
뱅크 유나이티드
텍사스 은행 유나이티드
유형일반의
뉴욕시: BKP
산업은행, 연방저축은행
설립.1988년 12월 31일; 33년 전 (88-12-31) 텍사스 휴스턴에서 United Savings Association FSB로 취임
없어졌다2001년 2월 14일, 21년 전(2001-02-14)
운명.워싱턴 뮤추얼 인수
후계자워싱턴 뮤추얼
본사텍사스 주, 휴스턴
장소수
155 (2001)
서비스 지역
텍사스
주요 인물
루이스 라니에리
웹 사이트아카이브된 공식 웹사이트

Bank United Corporation은 텍사스주 휴스턴에 본사를 둔 금융 서비스 [1]프로바이더로 2001년 워싱턴 뮤추얼과 합병하기 전에는 텍사스에 본사를 둔 가장 큰 공개 거래 예금 기관이었습니다.뱅크유나이티드는 연방정부에서 인가한 저축은행인 완전자회사인 뱅크유나이티드를 통해 사업을 운영했다.이 회사는 댈러스/포트워스 메트로플렉스 77개, 휴스턴 66개, 미들랜드 5개, 오스틴 4개, 샌안토니오 3개 등 텍사스에서 155개 지점 커뮤니티 뱅킹 네트워크를 운영했으며 14개 주에 19개 SBA 대여 사무소를 운영했으며 16개 주에 23개 지역 사무소를 둔 전국 미들마켓 상업은행이었습니다.d 10개 주 11개 도매 사무소를 통한 주택담보대출, 약 324,000명의 고객에게 서비스를 제공하는 전국 주택담보대출 서비스 사업 운영, 투자 포트폴리오 관리.2000년 6월 30일 현재, 뱅크 유나이티드사는 자산 182억 달러, 예금 88억 달러, 주주 자본 8억 2300만 달러를 보유하고 [2]있다.

역사

1988년 말 루이스 라니에리와 그의 투자자 그룹 라니에리 윌슨 & 컴퍼니는 연방저축대출보험공사로부터 부실 저축 및 대출 협회인 텍사스 연합저축협회 예금과 19개 사무실을 2억달러에 인수하여 새로운 연합저축협회 FSB를 설립했습니다.[3][4][5]

1990년 5월, United Savings는 Resolution Trust Corporation으로부터 파산한 Ameryway Savings Association의 예금과 사무실 4개를 981,[6]000달러에 인수했습니다.

1990년 6월 유나이티드 세이빙스는 Resolution Trust Corporation으로부터 파산한 댈러스 머레이 세이빙 어소시에이션의 예금과 19개 사무실을 8억900만달러에 [7]인수했습니다.

1991년 9월, United Savings는 Resolution Trust Corporation으로부터 파산한 San Jacinto Savings Association의 예금과 20개의 사무실을 3,430만[8] 달러에 인수했으며, 파산한 패서디나의 BancPlus Federal Savings Association의 예금과 6개의 사무실도 170만 [9][10]달러에 인수했습니다.

1991년 10월 United Savings는 Resolution Trust Corporation으로부터 250달러의 [11]프리미엄을 받고 파산한 San Antonio의 Victoria Savings Association 사무실 1곳에서 예금만 인수했습니다.

1992년 9월, 6개의 실패한 텍사스 저축으로 구성된 유나이티드 저축 협회 FSB는 뱅크 유나이티드 오브 텍사스 [12][13]FSB로 이름이 변경되었습니다.

1996년 민간지주회사가 기업공개(IPO)를 통해 주식을 매각하는 동시에 원투자자들은 이 기회를 이용해 [14][15]원주를 매각했다.연방예금보험공사는 당시 [16]환매된 보통주 150만주 어치를 보유하고 있었다.

1997년 초 뱅크유나이티드는 연방저축은행에서 상업은행으로 헌장을 변경해 줄 것을 통화감사국에 청원했으나 이후 [17]청원을 철회했다.

1999년 1월에는 뱅크오브아메리카와 네이션스뱅크가 [18][19]점거하고 있던 휴스턴과 댈러스-포트워스 메트로폴리탄 지역의 크로거 슈퍼마켓에 50개의 지점을 더 개설하기로 크로거와 계약을 체결했다고 발표했다.

1999년 3월, Bank United는 텍사스 중앙 은행 자회사와 텍사스 중앙 은행(Texas Central Bank)을 미공개 [20]금액에 인수할 예정임을 발표했다.이 [21]인수는 1999년 8월에 완료되었다.

워싱턴 뮤추얼

2000년 8월 워싱턴 뮤추얼은 텍사스에 위치한 155개 지점과 휴스턴에 본사를 둔 뱅크 유나이티드 사를 [22][23][24]14억 9천만 달러에 인수할 것이라고 발표했습니다.이 [25][26]인수는 2001년 2월에 완료되었다.

뱅크 유나이티드 지점과 워싱턴 뮤추얼 지점이 겹치면서 텍사스에 17개 지점이 문을 닫았고,[27] 그 중 10개 지점이 휴스턴에 있었다.[28]

레퍼런스

  1. ^ "Washington Mutual Completes Merger with Bank United" – via AllBusiness.com.[데드링크]
  2. ^ "Bank United website". Bank United. Archived from the original on October 19, 2000 – via Internet Archive.
  3. ^ Nash, Nathaniel C. (December 31, 1988). "Ford Motor to Buy Weak Saving Units With Federal Help". The New York Times.
  4. ^ Steinmetz, Greg (December 31, 1988). "N.Y. financier leads United takeover". Houston Chronicle. p. 1. Federal regulators concluded another massive Texas bailout late Friday with the sale of United Savings Association of Texas to an investment group led by a New York financier. Hyperion Partners, led by former Salomon Brothers Vice Chairman Lewis Ranieri, will invest $200 million to buy the Houston savings and loan that was once the largest in Texas. The Federal Savings and Loan Insurance Corp. will provide $1.37 billion to cover the thrift's losses. The deal was made under the regulator's controversial Southwest Plan to rebuild the Texas thrift industry and caps a week of frenzied deal-making in Texas. Regulators worked round-the-clock to beat the year-end expiration of tax breaks vital to investors buying troubled thrifts... United's 19 branches will open Tuesday under the name United Savings Association of Texas, Federal Savings Bank. Depositors are fully insured up to $100,000... United, like other Texas savings and loans, fell prey to the collapse of the Texas real estate market. Other factors also played a role, according to the Federal Home Loan Bank Board. Among them were poor underwriting, poor record keeping and insufficient internal controls. Unlike previous Southwest Plan deals, the United transaction offers few opportunities to cut costs. The thrift sold half its branches earlier this year and had by far the lowest overhead in the country among large savings and loans.
  5. ^ "19 United Savings branches reopen". United Press International. January 3, 1989.
  6. ^ Gill, Dee (May 15, 1990). "Houston S&L buys Ameriway Savings". Houston Chronicle. p. 1. A sister company of United Savings Association of Texas bought the nearly $219 million worth of deposits of the failed Ameriway Savings Association Monday evening.
  7. ^ "Thrift acquires Murray Savings". Austin American-Statesman. June 9, 1990. p. C11. Houston-based United Savings Association of the Southwest FSB on Friday bought the insured deposits and 19 former offices of insolvent Murray Savings Association of Dallas, including one branch in Austin... United Savings assumed about $1.15 billion of Murray's deposits, which remain fully insured, and agreed to buy about $809 million of the failed association's cash, home mortgages and performing loans. The Resolution Trust Corp. advanced $467 million in cash and retained assets with a book value of $316 million. The ultimate cost of the sale to the RTC is estimated at $504 million. United Savings of the Southwest is a newly created affiliate of United Savings Association of Texas, which has $3.5 billion in assets and 19 branches including one in Austin. United Savings of the Southwest previously bought the defunct Ameriway Savings of Houston last month. After regulatory review of the 1988 assistance agreement, which enabled the creation of United Savings of Texas, the two affiliated Houston thrifts are expected to merge.
  8. ^ Golz, Earl (September 28, 1991). "United acquires institution". Austin American-Statesman. p. E3. San Jacinto Savings Association, a Houston thrift left with $2.7 billion in assets after once serving as one of Michael Milken's best junk bond customers, was acquired Friday by Houston-based United Savings Association of Texas. United, with two branches in Austin, strengthened its ranking as the second largest thrift in the state by increasing its total assets to $7 billion and its branch locations to 69. San Jacinto had been operating under management of the Resolution Trust Corp. since last December when regulators seized the S&L, then with $3.3 billion in assets and 20 branch locations... United Savings, a product of the old Federal Savings and Loan Insurance Corp.'s Southwest Plan in 1988, by which it acquired insolvent thrifts with federal assistance, one week ago acquired the deposits, locations and selected assets of BancPLUS Federal Savings Association of Pasadena. United assumed all insured deposits of San Jacinto totaling $2.3 billion in 81,904 accounts. Premiums paid by United to the RTC for the franchise and asset pool totaled $34.3 million.
  9. ^ "Today's digest". Austin American-Statesman. September 21, 1991. p. E1. The Resolution Trust Corp. Friday sold two failed S&Ls in Texas to other financial institutions and agreed to pay off $305.4 million in deposits of the failed El Paso Federal Savings Association. The federal agency assigned to United Savings Association of Texas in Pasadena all $521.8 million in deposits of the failed BancPlus Federal Savings Association in Pasadena and to Bayshore National Bank in La Porte all deposits of $47.5 million of the failed Bayshore Federal Savings Association in La Porte... The ultimate cost to the RTC for the Pasadena transaction is estimated at $702 million and for the La Porte transaction, $27.9 million.
  10. ^ Sixel, L.M. & Ivanovich, David (September 21, 1991). "RTC sells off parts of failed BancPlus - United Savings pays for deposits". Houston Chronicle. p. 25. United Savings Association of Texas bought the deposits, branches and some assets of BancPlus Federal Savings Association late Friday from the Resolution Trust Corp., the federal agency charged with selling failed thrifts. While regulators hope eventually to sell off some of BancPlus' remaining assets, they expect taxpayers will end up paying about $702 million for the transaction. United Savings agreed to pay nearly $1.7 million for the right to assume all of BancPlus' 18,000 deposit accounts, which total $521.8 million... The six former BancPlus branches will open Monday and operate during regular banking hours... With the sale Friday, United Savings now has 55 branches including 25 in Dallas, 18 in the Houston area and six others across the state.
  11. ^ Gill, Dee (October 26, 1991). "Local S&Ls buy deposits of Victoria". Houston Chronicle. p. 1. United Savings Association of Texas paid a $250 premium to acquire about $81 million in insured deposits at Victoria's main office in San Antonio. United will move those deposits to one of its own branches in San Antonio and will not reopen the Victoria office.
  12. ^ "Briefings: United Savings to change its name". Fort Worth Star-Telegram. August 5, 1992. p. 1. United Savings Association, the state's second-largest thrift with $6.6 billion in assets, will change its name to Bank United of Texas FSB effective Sept. 9... The Houston-based thrift has 65 offices statewide, including five in Tarrant County. It was formed from six failed Texas thrifts, including San Jacinto Savings.
  13. ^ "Today's digest". Austin American-Statesman. August 5, 1992. p. E1. United Savings Association of Texas is changing its name to Bank United of Texas. The Houston-based institution, which has a statewide network of 65 branches including one in Austin, announced Tuesday it will be known as Bank United.
  14. ^ Pybus, Kenneth R. (July 7, 1996). "Bank United files for IPO in effort to convert from thrift". Houston Business Journal.
  15. ^ "Business briefs: Bank United to sell $100 million in stock". Houston Chronicle. June 20, 1996. p. 2. The people who built one of the city's largest banks from the ashes of the savings and loan crisis are planning to sell some of their holdings to the public. Bank United Corp., the holding company that owns Bank United of Texas, has filed documents with the Securities and Exchange Commission to sell about $100 million in Class A common shares in an initial public offering... The shares will be sold by LSR Hyperion, the partnership that is the company's largest shareholder with 49 percent of the company's outstanding Class A common stock and 6 percent of the nonvoting Class B stock, as well as other affiliates and partners in the investor group... The shares will be sold by LSR Hyperion, the partnership that is the company's largest shareholder with 49 percent of the company's outstanding Class A common stock and 6 percent of the nonvoting Class B stock, as well as other affiliates and partners in the investor group.
  16. ^ "은행 유나이티드 공사:계획 삼성 전자와 첫 공공 offering"에 계열입니다.월 스트리트 저널.7월 29일, 1996. p. B4.은행 유나이티드 공사, 휴스턴, 그것은 증권 거래 위원회에 많게는 데도 10.5백만주의 보통주 공모에 신고해 등록했다.그 절약 주식의 가격 사이 18달러 20달러 주당 예상된다고 말했다.약 9.6만주를 매입해 연방 예금 보험 공사 모두 150만주의 보통주를 포함한 영장 위치라도 팔아야지 하는 등 현재 주주를 대신해 판매하고 있습니다.판매는 주주들의 파트너스의 교장들 은행 연합 회장 루이스 라니에리 전 살로몬 브라더스 주식 회사 부회장 등이 뉴욕 투자 관계를 포함한다.대체 링크 ProQuest을 통해
  17. ^ Pybus, Kenneth R. (January 12, 1997). "Bank United chooses status quo following SAIF recapitalization". Houston Business Journal.
  18. ^ "Bank United Signs Agreement to Acquire 50 Kroger In-Store Branch Banks". PR Newswire (Press release). January 25, 1999.
  19. ^ Yip, Pamela (January 22, 1999). "Bank United to take over 50 branches in Texas Kroger stores". Houston Chronicle. p. 1. Bank United said Thursday it will take over 50 bank branches in Kroger supermarkets in Houston and the Dallas-Fort Worth area that are currently operated by NationsBank and Bank of America. Bank of America and NationsBank will close those branches as part of a consolidation triggered by their merger. Bank United plans to take over the branches in April.
  20. ^ "Bank United to Purchase Texas Central Bank". PR Newswire (Press release). March 23, 1999.
  21. ^ "Bank United Completes Acquisition of Texas Central Bancshares". PR Newswire (Press release). August 27, 1999.
  22. ^ "Washington Mutual Agrees to Acquire Bank United". The New York Times. August 22, 2000.
  23. ^ Virgin, Bill (August 22, 2000). "Bank's Eyes Are Upon Texas - Washington Mutual Plans to Buy Houston's Bank United Corp., Which Will Provide 155 Branches". Seattle Post-Intelligencer. p. C1. Washington Mutual Inc., looking to make itself as much a major player in Texas banking as it is in Washington and California, yesterday said it will buy a Houston-based company in a $1.5 billion stock deal. Seattle-based Washington Mutual will acquire Bank United Corp., the largest publicly traded Texas-based financial institution. Texas was something of an incidental market Washington Mutual picked up in its 1998 acquisition of H.F. Ahmanson & Co.; while the real prize in the Ahmanson deal was its huge share of the market in California, it also had 48 branches in Texas, primarily in Houston and Dallas... Bank United will provide that, with 155 branches, including 66 in Houston, 77 in Dallas-Fort Worth and a handful in Midland, Austin and San Antonio.
  24. ^ Fuquay, Jim (August 22, 2000). "Bank United says yes to buyout - Washington Mutual to pay $1.5 billion in merger deal". Fort Worth Star-Telegram. p. 1. Bank United, the largest financial institution based in Texas, said yesterday that it agreed to be acquired by Washington Mutual, the nation's biggest savings and loan. The deal, valued at $1.5 billion and expected to close by year's end, will greatly increase Washington Mutual's presence in the state. The Seattle-based institution entered Texas in 1998 with its acquisition of H.F. Ahmanson & Co., parent of Savings of America, and the Bank United merger will give it 3 percent of Texas deposits, according to June 30, 1999, reports, the latest available. Washington Mutual, which ranks No. 8 among all U.S. banks and thrifts, also has a previous Texas connection. In 1995, it acquired American Savings, a California thrift owned by Fort Worth investor Robert M. Bass, who became a major Washington Mutual shareholder as a result of that deal. A Bass lieutenant, Jay Crandall, remains on Washington Mutual's board of directors... Bank United has 155 retail branches in the state, including 77 in North Texas, along with 42 commercial loan offices and 11 other sales offices. Washington Mutual has 48 branches in Texas, including two in Tarrant County... About a dozen Texas branches share overlapping market areas, the companies said. That includes downtown Fort Worth, where two branches are within blocks of each other.
  25. ^ "Washington Mutual and Bank United Holding Companies Merge; Banking Subsidiaries Expected to Merge on Tuesday" (Press release). Washington Mutual. February 9, 2001.
  26. ^ "Business Briefing: Financial merger completed". San Diego Union Tribune. February 14, 2001. pp. C-2. Washington Mutual Inc. of Seattle completed its $2.17 billion merger with Houston-based Bank United Corp. More than 200 retail United Bank branches in Texas will be converted over the next few weeks to branches of Washington Mutual, which operates more than 1,100 retail branches in seven Western states and Florida.
  27. ^ Greer, Jim (December 17, 2000). "Merger with Washington Mutual will trim Bank United branches". Houston Business Journal. After finalizing the acquisition of locally based Bank United Corp., Washington Mutual Inc. plans to close about 10 Houston-area branches from the combined operation -- including Bank United's corporate headquarters, sources say.
  28. ^ Buggs, Shannon (February 14, 2001). "Merged bank planning to close 17 state branches". Houston Chronicle. p. 1. Bank United and Washington Mutual on Tuesday identified 17 Texas bank branches that will close this summer as part of the recently completed merger of the two institutions.

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