Freigeld
 | This article relies largely or entirely on a single source. (May 2007) |
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As part of the theory of Freiwirtschaft, Freigeld ('free money', German pronunciation: [ˈfʁaɪɡɛlt]) is a monetary (or exchange) unit proposed by Silvio Gesell.
Properties
Freigeld has several special properties:
- It is maintained by a monetary authority to be spending-power stable (no inflation or deflation) by means of printing more money or withdrawing money from circulation.
- It is cash flow safe (a scheme is put in place to ensure that the money is returned into the cash flow – for example, by demurrage – requiring stamps to be purchased and periodically attached to the money to keep it valid).
- It is convertible into other currencies.
- It is localized to a certain area (it is a local currency).
The name results from the idea that there is no incentive to store or hoard Freigeld as it will automatically lose its value after some time. It is claimed that as a result, interest rates could decrease to zero.
Theory
According to Gesell, all human-produced goods are subject to expensive storage, whereas money is not: grain loses its weight, metal products rust, housing deteriorates. Therefore, money has a supreme advantage over all other goods. John Maynard Keynes renamed the concept of basic interest articulated in Gesell's book The Natural Economic Order with the more familiar term liquidity preference. Being "liquid" – having money – is a great advantage to anybody, much more so than having comparable amounts (past utility) of any product. The result is that people will not even provide zero-risk, inflation-corrected credits unless a certain interest rate is offered. Freigeld simply reduces this "primordial" interest rate, which is estimated to be somewhere around 3% to 5%, by an absolute, in order to lower the average interest rate to a value around 0.
현재 예제
E-골드(e-gold)는 격리가 적용되는 현대 사설화폐의 한 예다. 이 경우 연 1%의 금 보관료가 부과된다. e-골드 관련 가격 하락은 실제 스토리지 비용을 충당하기 위해 통화 운영자가 지출한 것으로 추정된다.
버나드 리에타의 테라는 케인즈의 방코르나 L'Europa와[clarification needed] 유사한 상품 바스켓 통화 제안으로, 연체료가 부과된다.
치엠가워(chiemgauer)는 바바리아의 일부 지역에 있는 지역 공동체 통화로, 격감제를 사용한다.
소설로
마이클 엔데는 자녀 소설 '모모'를 쓸 때 노령화 개념을 염두에 두고 있었다고 진술해왔다.[1]
참고 항목
참조
- 마그리트 케네디 이자 및 인플레이션 프리 머니 1995. ISBN0-9643025-0-0
